Your Debt Creditors - How We Can Ease the Pressure

When you’re deep in debt, creditors can really add to the worry and strain you’re under.

Being too afraid to answer the phone
Worrying what letters and demands will come in the post
Lying awake at night because you know you can’t bury your head in the sand forever
Feeling on edge all the time and not being able to relax in your own home

If any of the above are familiar then it’s time to give us a call to see what we can do to help you repay your debt creditors. We want you to start looking forward again rather than over your shoulder.

Have a look at each of our debt solutions below and how they could help you live your life again without being in fear of your creditors writing or calling you all the time.

Debt management

Explain your situation
Try to get your interest and charges frozen
Ensure your monthly payments are reduced

This can take away a lot of the embarrassment and anxiety of having to phone your creditors yourself to explain why you can’t keep up with your repayments.

IVAs

Under the terms of your IVA agreement your creditors are legally bound not to contact you again regarding the money you owe them. If this happens, you can contact us and we’ll call them on your behalf to ask them not to call or write to you again.

Trust deeds

When it comes to trust deeds you creditors are not allowed to contact you once your deed has become ‘protected’ and is going ahead.

We will contact all of your debt creditors to inform them you’re considering a trust deed and inviting them to vote on the proposal, so you don’t have to do anything.

Bankruptcy

With bankruptcy the responsibility for repaying your debts is taken from you by the courts. Your creditors are not allowed to contact you directly and will not come round to your home to try and take all your possessions.

Despite the drastic implications of bankruptcy, many people feel an overwhelming sense of relief knowing that their lives won’t be plagued with constant calls and threatening letters from their creditors any more.

If your creditors are making your life a misery, call us now to discuss your options and take the first steps to being able to relax in your own home again.